Privacy Policy

1. Introduction

Welcome to Lekker Finance ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your personal information. This Privacy Policy explains our practices regarding the information we collect from users of our website and services.

2. Information We Collect

2.1 Information You Provide

• Contact Information: When you subscribe to our newsletter or contact us, we collect your email address and any other information you voluntarily provide.
• Communications: When you email us or submit forms, we keep records of that correspondence.
• Feedback and Comments: Any comments, reviews, or feedback you provide on our website.

2.2 Information Automatically Collected

• Usage Data: Information about how you use our website, including pages visited, time spent, and navigation patterns.
• Device Information: Your IP address, browser type, operating system, and device identifiers.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience and analyze website performance.

2.3 Third-Party Information

• Analytics: We use Google Analytics to understand website usage and improve our services.
• Advertising: Information collected by our advertising partners, including Google AdSense, to display relevant advertisements.

3. How We Use Your Information

We use the information we collect for the following purposes:

• Content Delivery: To provide you with financial articles, insights, and educational content.
• Newsletter: To send you our weekly newsletter with financial tips and market insights (only if you subscribe).
• Website Improvement: To analyze usage patterns and improve our website's functionality and content.
• Communication: To respond to your inquiries and provide customer support.
• Legal Compliance: To comply with applicable laws and regulations.

4. Advertising and Cookies

4.1 Google AdSense

We use Google AdSense to display advertisements on our website. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ad Settings.

4.2 Cookies

Our website uses cookies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Provide personalized content and advertisements
• Improve website security and functionality

You can control cookies through your browser settings, but disabling cookies may affect website functionality.

5. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website (e.g., hosting, analytics, email services).
• Legal Requirements: We may disclose information when required by law or to protect our rights, property, or safety.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your personal information, subject to certain exceptions.
• Opt-out: Unsubscribe from our newsletter at any time using the unsubscribe link in our emails.
• Cookie Control: Manage cookie preferences through your browser settings.

8. Protection of Information Act (POPIA) Compliance

As a South African website, we comply with the Protection of Personal Information Act (POPIA). We ensure that:

• We process personal information lawfully and transparently
• We collect information for specific, legitimate purposes
• We implement appropriate security safeguards
• We respect your rights as a data subject

9. Children's Privacy

Our website is not intended for children under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information.

10. International Transfers

Your information may be transferred to and processed in countries other than South Africa. We ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a new "Last updated" date.

12. Contact Us

Thank you for trusting Lekker Finance with your information. We are committed to protecting your privacy while providing you with valuable financial insights and education.