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Smart Money,
South African Style

Your guide to financial freedom in the Rainbow Nation. From JSE insights to budgeting tips, we make finance lekker and accessible for everyone.

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About Lekker Finance

We're passionate about making financial literacy accessible to all South Africans. Whether you're just starting your financial journey or looking to optimize your investment strategy, we provide practical, locally-relevant advice that actually works in the South African context.

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Crypto

Bitcoin, altcoins, and cryptocurrency investing in South Africa

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Credit Cards

Best credit cards, rewards programs, and smart usage tips

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Debit Cards

Banking fees, best accounts, and money management tools

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Loans

Personal loans, home loans, and debt management strategies

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Side Hustles

Extra income ideas and entrepreneurship in South Africa

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Investing

Store money now for the future

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Stock Market

Store money now for the future

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Budgeting

Ways to manage your money more carefully

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Quick Answers

Common questions from South Africans about money matters

How do I start investing with R1000? +
Open an account with EasyEquities or FNB Shares (minimum R1). Start with JSE ETFs like SATRIX Top 40 for instant diversification. Consider using a Tax-Free Savings Account for tax benefits.
Which bank is cheapest for students? +
Capitec Global One has no monthly fees and low transaction costs. FNB Student Account offers free banking for students under 27. TymeBank also provides completely free banking.
Is crypto legal in South Africa? +
Yes, crypto is completely legal in SA. It's regulated by the FSCA, and SARS taxes crypto gains as either capital gains or income depending on your trading activity.
How do I improve my credit score? +
Pay all bills on time, keep credit utilization below 30%, check your credit report for errors, and avoid applying for multiple cards simultaneously. Improvement takes 3-6 months.
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