Tools
Salary Tax Calculator
Find out exactly what you take home after PAYE tax and UIF. Based on the 2026/2027 SARS tax tables. Enter your salary below — monthly or annual, your choice.
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Monthly Take-Home Pay
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Based on 2026/2027 SARS tax tables. This is an estimate — actual PAYE may differ depending on your specific circumstances, medical aid credits, travel allowances, and other deductions. Always confirm with a tax professional or your employer's payroll department.
How PAYE Works in South Africa
PAYE (Pay As You Earn) is income tax deducted from your salary each month by your employer and paid directly to SARS. The amount you pay depends on your annual taxable income and which tax bracket you fall into.
South Africa uses a progressive tax system — the more you earn, the higher the rate on each additional rand. However, everyone gets a primary rebate which reduces the tax you owe. People over 65 and 75 get additional rebates.
What is UIF?
UIF (Unemployment Insurance Fund) is a compulsory contribution of 1% of your monthly salary, capped at a monthly salary of R17 712. Your employer also contributes 1%. UIF covers you if you become unemployed, take maternity leave, or become ill and can't work.
Pension Contributions & Tax
Contributions to an approved pension, provident, or retirement annuity fund are tax-deductible up to 27.5% of your taxable income, capped at R350 000 per year. This means contributing to a pension fund reduces your taxable income, which reduces your PAYE — effectively giving you a tax saving every month.